How to sell Hearth Financing to your customers

How to sell Hearth Financing to your customers

Welcome to Hearth! We’re excited to have you on board, and are ready to help you close more sales. Over the past few months, we’ve gotten feedback from our contractors to see how they use financing as a sales tool. Today, we’re going to share these insights with you. Read on to learn some proven …

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The Ultimate Guide to HELOCs and Home Equity Loans

The Ultimate Guide to HELOCs and Home Equity Loans

In this article, we’ll explain exactly what a home equity loan is, how they work, and the different types of loans you may be able to get—and we’ll also offer some concrete ways to help you decide if they really make sense for you and your personal financial picture right now. What is a home …

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5 tips to close more sales this spring

5 tips to close more sales this spring

What’s the busiest season for home improvement projects? If you’re like most contractors, it’s spring. The weather is warmer, the days are longer, and homeowners are coming out of winter hibernation ready to make big changes around the house. If you want a bigger piece of the spring home improvement pie, now’s the time to …

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How to finance kitchen cabinets

How to finance kitchen cabinets

If your kitchen’s looking tired, new or updated cabinets can wake it right up. Cabinetry is the most defining feature in your kitchen—it sets the tone for everything else in the room. If the cabinets are dull, your whole kitchen feels boring. Kitchens are such a focal point in the home, it’s no surprise that …

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Your guide to home improvement loans with no equity

Your guide to home improvement loans with no equity

Home improvement loans can bridge the gap between your dream project and your bank balance—but with so many options today, it can be confusing to know which type of loan is right for you. Basically, you have three main financing tools to pay for a renovation project: Home equity loans or lines of credit, home …

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FHA Mortgages 101

FHA Mortgages 101

Did you buy your home with an FHA mortgage? You’re in good company—about 25% of all home mortgages originating in 2017 were secured by the Federal Housing Administration (FHA). It’s a number that has steadily climbed in the years since the housing bubble. Prior to 2006, the height of the housing bubble, the FHA guaranteed …

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Don’t think you’ll qualify for a loan?

Don’t think you’ll qualify for a loan?

Putting yourself out there to apply for a loan is intimidating—we get that. You feel vulnerable, at the mercy of some nameless, faceless official at the bank or finance company. And the thought of rejection is never pleasant, especially if you’ve been turned down before. But here’s the thing: Getting a loan online is a …

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What to expect with lender income verification

What to expect with lender income verification

You completed the online application, reviewed your rates, and selected a lending partner with terms you like—you’re ready to close your loan and get started on your next home improvement project. But now your chosen provider is asking for documents to verify your income. Your first question is probably, “Is that normal?” and your second …

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Hard vs soft credit pulls: What’s the difference?

Hard vs soft credit pulls: What’s the difference?

You probably know that inquiries into your credit report, known as “credit pulls” in the industry, can negatively affect your credit score. What you may not know is that there’s more than one type of inquiry—and each impacts your credit differently. Here’s what you need to know about “hard” and “soft” credit pulls, who uses …

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Online Marketplace for Home Improvement Financing Hearth Launches No-Fee Lending Program for Contractors

Online Marketplace for Home Improvement Financing Hearth Launches No-Fee Lending Program for Contractors

Program For Roofing Contractors To Be Revealed at the International Roofing EXPO on February 6 in New Orleans SAN FRANCISCO, CA – February 5, 2018 – Hearth, the consumer financing platform for home improvement projects, today is announcing a new partner program to help contractors close more sales without expensive dealer fees. Built on the …

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