Simple, fast home improvement financing
Find the right payment option for your next project.
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What is Hearth?
Your renovation guide
Get the advice you need to invest in your living space with confidence. We’re with you every step of the way.
Your budget planner
See what you can afford by comparing rates on personal loans from several partners–without affecting your credit score.
Your financing partner
Fund your project within a couple of days through a fixed-rate loan. No home equity required.
Learn the ropes
Make educated decisions about your upcoming project.
Solutions for every type of project
Learn about financing for roofs, kitchens, and more.
Explore projects
See what you can afford
Build a budget that works for your home–and your bank account.
Save money, quickly
Get a personal loan as soon as tomorrow to start renovating whenever you want.
Checking rates does not affect your credit score
What experts have been saying
“Today’s homeowners have a new set of expectations for transparency, convenience and accountability in the market. Hearth exemplifies these values while providing people with the financial flexibility to build the home of their dreams on their own terms.”
Jiyan Wei
Co-Founder, BuildZoom
“You can gather a good look at your options for responsible borrowing and evaluate your renovation readiness when you visit Hearth.”
David Cahill
Founder, FinanceSuperHero.com
Our lending partners
Get renovation finance advice from Hearth
We’ll send you useful tips and tricks to help you make informed financial decisions during your home improvement project