Simple payment options for kitchens

Hearth makes achieving the American Dream simple and affordable for real people.

Simple payment options for roofs

Hearth makes achieving the American Dream simple and affordable for real people.

Simple payment options for HVAC

Hearth makes achieving the American Dream simple and affordable for real people.

Simple payment options for decks

Hearth makes achieving the American Dream simple and affordable for real people.

Simple payment options for your project

Hearth makes achieving the American Dream simple and affordable for real people.

For Contractors 👷🏻

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For Homeowners 👩🏻🏡

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Our technology ensures homeowners get the best rates on home improvement financing.

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Hear from our customers

I used Hearth to finance a 70k+ project without paying a cent in dealer fees. I got set up in 5 minutes and did the deal shortly afterwards. Their process is as easy as it gets!

Kendall H. 👷

Contractor, K Double H
We got set up on Hearth in minutes, and 3 days later, we funded a $2,500 skylight. The process was simple for us and our customers, and our account manager quickly answered our questions. Because of this great service, we referred Hearth to our premier dealer network.

Joseph H. 👷

Contractor, Hoosier Skylights
Partnering with Hearth was a no brainer. We were able to get up and running in a few minutes, the product is really simple for us and for customers, and best of all, Hearth doesn’t charge a dime in dealer fees.

Cody K. 👷

Contractor, JAGG Roofing
The care and attention that we received was beyond anything I expected. They took such good care of us like no other Bank, Credit Union or any other company has done in the past for us.

Latisha S. 👩🏡

Homeowner

I used Hearth to finance a 70k+ project without paying a cent in dealer fees. I got set up in 5 minutes and did the deal shortly afterwards. Their process is as easy as it gets!

Kendall H. 👷

Contractor, K Double H

Partnering with Hearth was a no brainer. We were able to get up and running in a few minutes, the product is really simple for us and for customers, and best of all, Hearth doesn’t charge a dime in dealer fees.

Cody K. 👷

Contractor, JAGG Roofing

We got set up on Hearth in minutes, and 3 days later, we funded a $2,500 skylight. The process was simple for us and our customers, and our account manager quickly answered our questions. Because of this great service, we referred Hearth to our premier dealer network.

Joseph H. 👷

Contractor, Hoosier Skylights

The care and attention that we received was beyond anything I expected. They took such good care of us like no other Bank, Credit Union or any other company has done in the past for us.

Latisha S. 👩🏡

Homeowner

* All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.
Hearth is a technology company, which is licensed as a broker as may be required by state law. NMLS ID# 1628533 |NMLS Consumer Access. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. All insurance services are provided by Hearth Home Insurance Solutions, Inc. Hearth may be compensated by third-party advertisers.