Simple, fast home improvement financing

Find the right payment option for your next project.

Fund my project

Requested this week

Total financing requested
in the last 7 days

Hearth, as seen on
cnbc logo
Martha Stewart

What is Hearth?

Your renovation guide

Get the advice you need to invest in your living space with confidence. We’re with you every step of the way.

Your budget planner

See what you can afford by comparing rates on personal loans from several partners–without affecting your credit score.

Your financing partner

Fund your project within a couple of days through a fixed-rate loan. No home equity required.

Learn the ropes

Make educated decisions about your upcoming project.

Solutions for every type of project

Learn about financing for roofs, kitchens, and more.

Explore projects

See what you can afford

Build a budget that works for your home–and your bank account.

Save money, quickly

Get a personal loan as soon as tomorrow to start renovating whenever you want.

Checking rates does not affect your credit score

What experts have been saying

“Today’s homeowners have a new set of expectations for transparency, convenience and accountability in the market. Hearth exemplifies these values while providing people with the financial flexibility to build the home of their dreams on their own terms.”


Jiyan Wei
Co-Founder, BuildZoom

“You can gather a good look at your options for responsible borrowing and evaluate your renovation readiness when you visit Hearth.”


David Cahill

Our lending partners

one main

Get renovation finance advice from Hearth

We’ll send you useful tips and tricks to help you make informed financial decisions during your home improvement project