3 things to know about taking out an online home improvement loan

3 things to know about taking out an online home improvement loan

If you’re used to borrowing from your bank, then you may be nervous about getting an online loan for the first time.   We wouldn’t blame you: as late as 2010, almost no one got loans through the internet. However, since then, millions of Americans have transitioned from banks to online lenders. From 2010 to 2014, …

+ Read More

3 ways offering financing helps you close customers

3 ways offering financing helps you close customers

The home improvement industry is heating up. According to HomeAdvisor’s True Cost Report, American homeowners spent 60% more on home improvement projects in 2017 (almost $2,000 more, in fact) than they did in 2016, and about two-thirds of them expect to spend even more in 2018. How can you make sure you’re the one closing …

+ Read More

Roofing companies that offer financing: here’s what you need to know

Roofing companies that offer financing: here’s what you need to know

Unfortunately, there’s a big chance you’ll eventually face an unavoidable roofing project. Maybe you’re trying to sell your house and your aging roof is holding you back. Or those cracked and curling shingles have reached the end of their natural life, leaving your home vulnerable to leaks or worse. Whatever the reason, you’re looking at …

+ Read More

Introducing home improvement loans in Texas

Introducing home improvement loans in Texas

If everything’s bigger in Texas, the latest trends in home improvement projects in the state’s major cities definitely back that up. “Luxury” is the name of the game when it comes to the most popular home improvement projects in the state—think swanky master suite additions, rambling deck projects, high-end stone veneer siding, and upscale kitchen …

+ Read More

Financing a roof replacement with bad credit

Financing a roof replacement with bad credit

It’s always a good idea to pay cash for a new roof. But sometimes, your roofing project just can’t wait. A seemingly minor roof problem like a lifted shingle or faulty flashing becomes a major issue that requires an emergency roof replacement. If you have excellent credit, you can usually qualify for low interest personal …

+ Read More

Everything you need to know about home improvement credit cards

Everything you need to know about home improvement credit cards

If you’re considering using a credit card for your next home improvement project, you aren’t alone: While most homeowners (roughly 80%) pay for their projects with cash, the majority of those who do choose financing use home improvement credit cards over other types of financing. Home improvement credit card use is on the rise—45% of …

+ Read More

A conversation with financial planner Joel A. Larsen, CFP, AIF

A conversation with financial planner Joel A. Larsen, CFP, AIF

Hearth spoke with Joel Larsen, a Certified Financial Planner™ who specializes in helping individuals with personal financial planning. Larsen began his career by serving in the United States Marine Corps until 1983. He has worked in the financial services and planning industry since 1990. To date, Larsen has been featured in MSNBC, USA Today, the …

+ Read More

Bringing home improvement financing into the 21st century

Bringing home improvement financing into the 21st century

“Home improvement.” What comes to your mind when you hear those words? You may think of selecting the right kitchen cabinets or bathroom tiles. Perhaps you remember when your parents expanded their master bedroom. You also could be an HGTV-lover, and the hours enjoying Fixer Upper spring to your mind. We also think of these things. …

+ Read More

The beginner’s guide to fireplace repair

The beginner’s guide to fireplace repair

Nothing is nicer than a roaring fire on a cool autumn evening or chilly winter day. It’s no surprise that a fireplace is one of the most sought-after features buyers look for in a new home. But a poorly maintained or damaged fireplace is more than just an eyesore that detracts from the value of …

+ Read More

Answered: Your biggest questions about Fha 203(k) streamline loans

Answered: Your biggest questions about Fha 203(k) streamline loans

If you’re a homeowner who recently bought a fixer-upper or completed a home renovation, you may have heard about FHA 203(k) streamline loans, which are rapidly becoming more popular. Like all federal home mortgage programs, 203(k) loans have lots of unique rules and regulations you should know about as you consider your home renovation financing …

+ Read More