Financing & Software Tools built for Contractors

Offer your customers affordable monthly payment options without dealer fees

KIP Stehling

Risen Foundation Solutions

$762K in funded loans

Risen team memeber - Best Contractor Estimating & Invoicing Software - Hearth

It's easy to use for the employees and helps them close jobs more successfully.




More Estimates Closed


Jobs Funded

Increase Your Sales. Simplify Your Process.

Hearth helps you stand out and simplify your sales process by offering you a suite of robust tools to use. Watch the video to learn more about our easy-to-use software and how it can help you win more business today:

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Customer Stories

With a network of over 20,000 home improvement professionals across the United States and with over $500M in total jobs funded to date, there’s a lot to love about using Hearth. View the videos below to learn how each contractor uses Hearth to win more.

testimonial - Best Contractor Estimating & Invoicing Software - Hearth
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“I can sell more contracts.”

From $0 to $10,000 in about an hour and a half just because it’s convenient for the customer. Think about how convenient it is now for us. I can sell more contracts in one day because of how fast I can get them delivered.

Andre Davila, Riches Resource
General Contracting, Est. 2021

testimonial - Best Contractor Estimating & Invoicing Software - Hearth
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“We’re not over here trying to play credit manager.”

They’re funded directly. What has been really great is that we can kind of see that back end process. And, when they get funded, then we move forward with the project. It’s really been a great experience. 

Mike Harvey, The Roof Resource
Roofing, Est. 2019

testimonial - Best Contractor Estimating & Invoicing Software - Hearth
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“Customers appreciate the timeliness.”

It’s really helped the number of jobs that we’ve been able to secure. I was wasting so much time every week building these estimates into Excel.

Austin Urbanec, Brothers General Construction
General Contracting, Est. 2020

ctt exterior owner - Best Contractor Estimating & Invoicing Software - Hearth
Chris, CTT Exteriors, San Antonio

offer monthly payment options

Hearth gives home improvement pros the ability to offer financing for every job. Financing increases your close rate and your project sizes. 

Win more Home Improvement customers

Hearth allows home improvement pros to offer customers more ways to pay through digital quotes with one-click financing options built right in.

ccr roofing owner aaron on a tablet using hearth
Aaron, CCR Roofing, Austin


When contractors join Hearth, they gain access to a digital suite of marketing, financing and sales tools designed to help them win more jobs and provide a professional customer experience. Here’s how our tools work together to help you win big:

Frequently Asked questions (FAQ)

View the list of commonly asked questions below to learn more about our story and the benefits of using our software:

Hearth is a software company founded by Anthony Ghosn and Nikhil Pai in 2016 to give home improvement contractors and businesses the tools to achieve the American Dream. Based in Austin and San Francisco, Hearth offers an all-in-one app that helps home improvement professionals streamline their sales process and win more business.

To get started with Hearth, click on this link to request a demo. A Hearth account executive will walk you through how Hearth can speed up your sales process and win you more business.

Hearth offers 3 subscription tiers:

  • Essentials: For one-person teams, this plan includes financing, invoices, and digital payments.
  • Pro (recommended): This plan includes all of Hearth’s tools—financing, invoices, digital payments, quotes, contracts, and marketing tools—for up to 5 employee accounts.
  • Elite: This plan includes all of Hearth’s digital tools and 10 employee accounts.

To learn more about how Hearth can help you grow your home improvement business, take a look at our testimonials and pricing pages

You can access Hearth from both desktop and mobile devices (iOS | Android). Hearth’s powerful app gives you the ability to send quotes, financing links, digital contracts, and invoices all from the palm of your hand.

Hearth members who use Hearth Invoices can get paid faster with automated customer reminders and invoice tracking. We help you keep track of your accounts receivable and stop driving around town to collect checks. Learn more about collecting payments with Hearth pay.

Hearth software is designed for the following industries: HVAC, Plumbing, Roofing, Landscaping, Pools, Sidings, Flooring, Fencing, and all other residential home improvement contracting businesses.

With Hearth Financing, homeowners are the ones directly applying for home improvement personal loans. Contractors who use Hearth are not subject to any underwriting or revenue requirements. They also don’t have to pay per-loan fees (aka dealer fees) for their customers to access financing.

Offering financing to your customers can unlock your sales by giving homeowners the ability to understand their true buying power. Giving your clients the ability to break large sums down into monthly payments can lead to more closed jobs and larger project sizes. Hearth’s pre-qualification process shows homeowners financing options for the amount they requested and the highest amount they can borrow.

Get Started Today