EASY-TO-USE Digital Payment Processing FOR CONTRACTORS

Delight your customers with convenient digital payment options, including credit card acceptance.


Total payments processed


Total card transactions processed


Total ACH (eCheck) transactions processed

Why Pros Trust Our Software

Save time — no more chasing checks.

Automated customer reminders.

Track the status of outstanding payments.

Easy digital payments = happier customers.

Accept credit card payments.

Secure payment processing via Stripe.

How OUR APP works

Draft an invoice from the Hearth mobile app

It takes just 10 seconds to customize and send an invoice on the go. Invoices integrate easily with Hearth’s Financing, Quotes, and Contracts tools to speed up your sales process.

Add digital payments collection

When drafting your invoice, opt to collect digital payments if you have already been approved.

Get paid

Your customer can pay the invoice via credit card, debit card, or ACH (eCheck) from the convenience of their mobile device. We will notify you as soon as your customer pays.

What our customers say

“I can send the invoice from my phone right then and there.”

– Kendrick B., Roofing

Digital payments get you paid faster

Get paid faster with secure digital payment collection. Offer your customers the ease and convenience of paying via credit card, debit card, or ACH (eCheck) straight from their mobile device.

From credit to debit card processing and more, get paid securely

Transaction fees*

Credit/Debit: 3.0% of total transaction

eCheck (ACH): $5.00

*Payment platform fees can be passed to your customers in most states.

Payment processing times

Credit card: 1-3 business days

eCheck (ACH): Up to 4 business days

Give your sales team a competitive edge

  • Delight your customers with digital payment options, including credit cards.

  • Automated customer reminders help you get paid faster. 

  • Payment platform fees can be passed to customers in most states.

Which Hearth plans include Payments?




A man is using his mobile phone to surf the web while standing in his garage. He is leaning on the workbench beside him. Work tools and cut wood can be seen on the bench.

Why choose Hearth

Getting paid faster without needing to drive around town collecting checks or following up with customers saves you time and money. Also, having quick access to your hard earned money is critical to paying your employees, subcontractors, and any bills that need to be paid.

Hearth Payments helps contractors take control of their cash flow by giving your customers the power to pay your Hearth invoices via ACH (e-check), credit card, or debit card from anywhere. No more lost invoices or trying to get credit card info over the phone. It’s time you got fast, secure payments for your work.

Hearth Pro and Elite subscribers also have exclusive access to Hearth Banking. Together with Hearth Payments, contractors can get access to their ACH (e-check) funds as soon as the next business day. They can also get access to their credit and debit card funds in as soon as two business days.

Hearth’s tools work together to automate your business

Digital payment collection and invoices easily integrate with our Financing, Quotes, and Contracts tools to automate your business processes and save you time.

How Digital Payments and Financing work together

Easily attach your financing link to every invoice with digital payments to inform your customers about their monthly payment options. You can also schedule an invoice with digital payments to automatically send when a customer finances their project.

How Digital Payments and Quotes work together

Schedule an invoice with digital payments to automatically send when your customer approves their quote.

How Digital Payments and Contracts work together

Schedule an invoice with digital payments to automatically send when your customer signs their contract.


You can quickly track your customer’s payment progress in the Hearth dashboard on your computer or from the Hearth App on your mobile device.

‍Hearth will send you notifications as soon as your customer views or pays their invoice.


Don’t have time to follow up on payment collection? No problem. Hearth will send your customers automated reminders to pay your invoice before its due date.Hearth takes the hassle out of customer reminders.

We’ll also automatically follow up with your customers to approve quotes, sign contracts, and apply for monthly payment options.


Hearth’s digital payments software means no more wasting time and energy driving around town to collect checks.

Easy integrations between invoices and Hearth’s Financing, Quotes, and Contracts tools automate your processes and speed up your sale.


Impress your customers with professional-looking digital invoices that they can pay from the convenience of their mobile device.

Never lose another customer due to lack of communication—Hearth will send automated follow-ups to your customers reminding them to pay your invoice before its due date.


When you automatically schedule invoices to send when a customer approves a quote, signs a contract, or finances their project, you cut out the lag time and collect payment faster. Hearth also send automatic reminders to your customers to pay your invoices, which means you never forget to follow up with your customers. With digital payment collection, you give your customers the convenience and ease of paying digitally for their project to speed up time to getting paid.

Yes, Hearth partners with Stripe to ensure your and your customers’ digital payment security. Stripe is a certified PCI Service Provider Level 1, which is the highest level of security certification available in the payments industry.

If you are a new customer, Hearth will automatically apply your business for digital payments during the onboarding process. We will then notify you if you have been approved, rejected, or if there is information in need of correction. Once approved, your business can begin sending invoices with digital payment collection ASAP.

Yes, you have the option to schedule an invoice to send when you are drafting your quote, contract, or financing form to send. This invoice will automatically send to your customer after they approve the quote, sign the contract, or finance their project. If you are approved to use digital payments, you can also collect payment from your customers in the invoice. Accepted digital payment methods can include credit card, debit card, and ACH (eCheck).

The processing times are 1–3 business days for credit card and debit card payments, and 4 business days or fewer for ACH (eCheck).

For credit card and debit card payments, the fee is an industry-standard 3% of the total transaction. For ACH (eCheck) payments, it is a $5 flat fee. In certain states, you are able to pass these fees on to your customer.

From the Hearth dashboard on your computer or the Hearth App on your mobile device, you can quickly see whether a customer has viewed or paid your invoice and via which payment method type. You can also see when a customer’s invoice is overdue.

Yes, you can send your customer their digital invoice via email or text message, whichever method they prefer. We will send them automated reminders to pay via the same communication method leading up to the due date of their invoice.

No, you do not need to use digital payments with your invoices. If you choose to collect payment in person via check or cash, you can simply mark the invoice as paid in your Hearth dashboard, and we will send the appropriate notification to your customer.

Get Started Today