Using Hearth to offer financing to your customers can help you win more jobs and avoid sticker shock. With Hearth, you can offer your customers affordable monthly payment options for their home improvement projects. Instead of paying a large sum for their project, they can break down their costs into smaller payments. And, with Hearth’s lending partners, there are no prepayment penalties.
With Hearth, you can also give your customers a clear idea of their buying power. If your customer pre-qualifies, they can see their options for the amount they request, but they’re also shown the highest amount they qualify for. This opens the door to project upgrades so you can make the most of every job.
While traditional financing companies have dealer fees from 3-20% per financed project, contractors are never charged a dealer fee by Hearth. Hearth’s annual fee gives you access to unlimited use of our financing tools for an entire year.
Through your co-branded Hearth pre-qualification form, your customers can see their pre-qualified monthly payment options for their projects without a hard pull on their credit.
Gain access to a network of 18 lenders with one pre-qualification form for FICO scores as low as 550 and loan amounts as high as $250,000.
Eliminate wasted time tracking overdue payments with Hearth’s easy to use digital payment system. Include a financing link in your invoices to show your customers their monthly payment options.
It can be hard to have the money conversation with a customer during a sale. That’s why Hearth has made it simple to embed financing options in every quote, contract, and invoice you send so that your customers always know they have payment options.
Financing by the numbers