Customer financing with ZERO hidden tack-on fees

Win more jobs by offering easy, affordable payment options.

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How Hearth Financing works in 3 quick steps

  • 1

    Offer financing

    Email or text a financing link to your customers, or attach to Hearth Quotes, Contracts, and Invoices.
  • 2


    Customers complete a short online financing form to immediately see their estimated payment options without affecting their credit scores.
  • 3

    Get funded

    Customers apply for their preferred payment option and, if approved, receive funds in as little as 24 hours.

Not every customer has the cash up front

Close more deals with affordable financing and get to work faster


“Hearth has been a game-changer for me and the company. We send the financing link to our customers. We follow up, and they get funded in 24 to 48 hours. You can’t ask for more than that.”

Semper Fidelis Construction

Financing by the numbers

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    Loans from $1,000 to $250,000
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    Terms from 2 to 12 years
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    FICO scores as low as 550
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    Rates as low as 4.99% APR
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    0 per-loan fees

Why contractors love Hearth Financing

Offer financing any time from the Hearth mobile app.
Your customers can pre-qualify for offers in minutes.
Get notified when your customers get funded.
Financing can help your team close 17% more jobs.
Monitor sales reps’ progress across your business.
Our experts help you optimize your sales process.

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Stop letting deals slip through your fingers

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