Financing options for New York City Home Improvement Contractors
Home improvement contractors in New York City can benefit from offering financing options to their customers.
With Hearth financing, your customers have access to a network of 18 lenders that are able to offer loan options for FICO scores as low as 550 and APR rates as low as 4.99%.
Not to mention, you never pay dealer fees for closing deals with us.
Win more jobs in the city today!
20,000+
Professionals selling with Hearth
12X
Average annual ROI
$450M
Processed loan volume through Hearth
How Hearth Financing works
OFFER FINANCING
Email or text a financing link to your customers, or embed in Hearth Quotes, Contracts, and Invoices.
Customers Pre-Qualify
Your customers complete a short online financing form to immediately see their estimated monthly payment options, without affecting their credit scores.
For homeowners who qualify, there are 0% introductory APR credit card options available. Terms range from 6–18 months.
Project gets funded
Customers apply for their preferred payment option and, if approved, receive funds in as little as 24 hours.
Offer an affordable payment plan for clients who don’t have the cash up front
Close more deals in New York with affordable financing solutions.
“We may not be an expert in financing, but we are experts in foundation repair. Who is a good partner for us? That’s where Hearth came in.”
“It’s easy to use for the employees and helps them close jobs more successfully and isn’t a barrier for clients to work with your company. “
-Risen Foundation Solutions Construction
Why New York City Home Improvement Pros Love Our Payment Plan Options
Offer financing is not just about having your customer pay in installments, by offering financing you can avoid sticker shock and help your customers see their true buying potential .
No costly per-project dealer fees.
No minimum years in business.
FICO scores as low as 550. Rates as low as 4.99% APR.
Financing can help your team close 17% more jobs.
Loans from $1K to $250K. Terms from 2 to 12 years.
Track your customers' financing progress.
Suite of tools to help you close more deals
In addition to financing, Contractors who signed up to Hearth have access to a suite of sales, and marketing tools that include digital invoices, quotes, and contracts that help you speed your sales process up and look more professional.
SERVICES
Customer Financing
Offer customers monthly payments for their projects.
Digital Payments
Get paid faster via debit card, credit card, or ACH.
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Marketing
Generate more leads with Hearth's marketing tools.
Close more deals in New York City today
Join a network of over 20,000 contractors currently using Hearth nationwide, by contacting us today.