Business banking designed for contractors
- Get paid faster: When used with Hearth invoices, you can access and use digital payments in 1–3 business days, compared to 5–7 with other banking accounts
- Earn 1% cash back on qualifying Hearth VISA Debit Card purchases
- No hidden account fees





“Hearth has been a game-changer for me and the company. We send the link to our customers, follow up, and they get funded in 24 to 48 hours. You can’t ask for more.”
Ryan Rodriguez
Semper Fidelis Construction, New Braunfels, TX
Grow your Business with Hearth
20,000
Professionals selling with Hearth
13X
Return you can see on your Hearth investment
>$100M
Processed loan volume through Hearth
Our plans
Essentials
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, marketing tools, or banking.
$1,499 /year span>
- 1 team member
- Direct-lending financing marketplace with unlimited loans
- Mobile app
- Company-branded payment options page
- Downloadable marketing flyers
- Learn Center
- Customer service support
Pro
For businesses that want to grow their sales and improve their customer experience with all of Hearth’s tools. Includes five user profiles.
$1,799 /year span>
- 5 team members
- Direct-lending financing marketplace with unlimited loans
- Digital invoicing & payment collection
- Exclusive access to Hearth Banking and Hearth Debit Card
- Loan payments calculator
- Add 0% introductory APR credit card options for $199/year
- Mobile app
- Company-branded payment options page
- Downloadable marketing flyers
- Learn Center
- Customer service support
- Financing status tracking
- QuickBooks integration
- Promotional web banners for your website
Elite
For experienced owners who want the best tools to grow their business, serve their community, and leave a legacy. Includes access for two locations, 10 employees, additional options available.
$4,999 /year span>
- 10 team members
- Direct-lending financing marketplace with unlimited loans
- Digital invoicing & payment collection
- Exclusive access to Hearth Banking and Hearth Debit Card
- Loan payments calculator
- Add 0% introductory APR credit card options for $199/year
- Includes 2 locations. Additional locations available for $999/year
- Mobile app
- Company-branded payment options page
- Downloadable marketing flyers
- Learn Center
- Customer service support
- Financing status tracking
- QuickBooks integration
- Promotional web banners for your website
Do you own a franchise or multiple locations? Let's talk!
Plus a one-time $99 set up fee for all plans.