Stop letting deals slip through your fingers

Close more sales with easy, affordable financing options for your customers

Not every customer has the cash up-front.

With Hearth, you get paid now and your customer pays over time.

It's a win-win, every time.

$248 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%.

Grow your business and delight your customers

FACT: You’ll profit after closing just ONE extra job

We got set up on Hearth in minutes, and 3 days later, we funded a $2,500 skylight. The process was simple for us and our customers, and our account manager quickly answered our questions.

Joseph Harrell
Hoosier Skylights

We’ve been a Hearth customer for 2 weeks and have already sold 3 jobs with Hearth financing.

Tanner Moriarty
Ecosource Roofing & Solar

The care and attention that we received was beyond anything I expected. They took such good care of us like no other bank, credit union, or any other company has done in the past for us.

Latisha S.
Homeowner

Why contractors love Hearth

Competitive payment options

Help customers break projects into affordable monthly payments through our app or website.

• Loans from $1,000 to $100,000
• Terms from 2 to 12 years
• FICO scores as low as 500
• Rates as low as 4.99% APR

Higher profit margins

Keep 100% of your profits. Hearth does not charge any per-loan dealer fees.

Available for all contractors

Whether you’re an industry veteran or just starting out, we’d love to work with you. Any contractor can get started in 5 minutes.

Built for sales teams

Help sales reps offer financing by creating individual accounts for each rep. You can monitor progress across your entire sales organization.

Committed to your success

Our experts help you develop strategies to add financing to your sales process.

How it works

1. Pick payment plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

2. Pre-qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

3. Get funded

Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.

Get started today

Pricing

If offering Hearth helps you close just one extra deal each year, it more than pays for itself.

Essentials

$799/ year

Unlimited loans

Pro

$999/ year

Unlimited loans

Financing Technology

Loans from $1,000 to $100,000

Mobile app

Payment options page

Downloadable flyers

Social media posts

Badges

Training

48 hour response time (M-F)

MOST POPULAR

Elite

$1,499/ year

Unlimited loans

Everything in essentials

Notifications & customer details

Estimate Builder

Payment plans generator

Know Before You Go

5 sales rep accounts

50 printed flyers

Same day support (M-F)

Everything in pro

Multiple locations & brands

Dedicated account manager

20 sales rep accounts

100 printed flyers

Support within 1 hour (M-F)

Plus a one-time $99 set up fee

Ready to give customers more ways to pay?

Get started today »

* All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.
Hearth is a technology company, which is licensed as a broker as may be required by state law. NMLS ID# 1628533 |NMLS Consumer Access. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. All insurance services are provided by Hearth Home Insurance Solutions, Inc. Hearth may be compensated by third-party advertisers.

Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. All loans subject to credit approval by Hearth’s lending partners. NMLS ID# 1628533