Stop letting deals slip through your fingers

Close more sales with easy affordable financing options for your customers

Not every customer has the cash up-front.

With Hearth, you get paid now and your customer pays over time.

It's a win-win, every time.

$248 monthly payment is based on a loan principal of $12,500 over 60 months at an APR of 6.99%.

Grow your business and delight your customers

FACT: You’ll profit after closing just ONE extra job

We got set up on Hearth in minutes, and 3 days later, we funded a $2,500 skylight. The process was simple for us and our customers, and our account manager quickly answered our questions.

Joseph Harrell
Hoosier Skylights

We’ve been a Hearth customer for 2 weeks and have already sold 3 jobs with Hearth financing.

Tanner Moriarty
Ecosource Roofing & Solar

The care and attention that we received was beyond anything I expected. They took such good care of us like no other bank, credit union, or any other company has done in the past for us.

Latisha S.

Why contractors love Hearth

Competitive payment options

Help customers break projects into affordable monthly payments through our app or website.

• Loans from $1,000 to $100,000
• Terms from 2 to 12 years
• FICO scores as low as 500
• Rates as low as 4.99% APR

Higher profit margins

Keep 100% of your profits. Hearth does not charge any per-loan dealer fees.

Available for all contractors

Whether you’re an industry veteran or just starting out, we’d love to work with you. Any contractor can get started in 5 minutes.

Built for sales teams

Help sales reps offer financing by creating individual accounts for each rep. You can monitor progress across your entire sales organization.

Committed to your success

Our experts help you develop strategies to add financing to your sales process.

How it works

1. Pick payment plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

2. Pre-qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

3. Get funded

Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.

Get started today


For emerging contractors
  • Hearth financing - Direct lending marketplace with unlimited loans
  • Hearth Pay* - Invoice & collect payments remotely**
  • One brand & one location
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Customer service support: 48 hour response time (M-F)
Our most popular plan
  • Includes everything from Essentials
  • Loan payments calculator
  • Financing status tracking
  • Automated payment reminders and payment tracking with Hearth Pay
  • QuickBooks integration with Hearth Pay
  • 5 employee accounts
  • Promotional web banners for your website
  • Learning center
  • Same day customer service support (M-F)

Add 0% APR credit card options available at $199/year

Starting at:
For those that need a little more
  • Includes everything from Pro
  • Multiple brands & multiple locations
  • 20 employee accounts (more available for purchase)
  • Dedicated onboarding specialist
  • Customer service support within 1 hour (M-F)

Add 0% APR credit card options available at $199/year

Plus a one-time $99 set up fee for all plans.

Ready to give customers more ways to pay?

Get started today »

Contractors earned over $5,000,000 in new business from last month.

Ready to add your name to the list?

Get started today »