With Hearth, you get paid now and your customer pays over time.
It's a win-win, every time.
$248 monthly payment is based on a loan principle of $12,500 over 60 months at an APR of 6.99%.
FACT: You’ll profit after closing just ONE extra job
We got set up on Hearth in minutes, and 3 days later, we funded a $2,500 skylight. The process was simple for us and our customers, and our account manager quickly answered our questions.
We’ve been a Hearth customer for 2 weeks and have already sold 3 jobs with Hearth financing.
Ecosource Roofing & Solar
The care and attention that we received was beyond anything I expected. They took such good care of us like no other bank, credit union, or any other company has done in the past for us.
Help customers break projects into affordable monthly payments through our app or website.
• Loans from $1,000 to $100,000
• Terms from 2 to 12 years
• FICO scores as low as 500
• Rates as low as 4.99% APR
Keep 100% of your profits. Hearth does not charge any per-loan dealer fees.
Whether you’re an industry veteran or just starting out, we’d love to work with you. Any contractor can get started in 5 minutes.
Help sales reps offer financing by creating individual accounts for each rep. You can monitor progress across your entire sales organization.
Our experts help you develop strategies to add financing to your sales process.
Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.
Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.
Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.
If offering Hearth helps you close just one extra deal each year, it more than pays for itself.
✓ Financing Technology
✓ Loans from $1,000 to $100,000
✓ Mobile app
✓ Payment options page
✓ Downloadable flyers
✓ Social media posts
✓ 48 hour response time (M-F)
✓ Everything in essentials
✓ Notifications & customer details
✓ Estimate Builder
✓ Payment plans generator
✓ 5 sales rep accounts
✓ Same day support (M-F)
✓ Everything in pro
✓ Multiple locations & brands
✓ Dedicated account manager
✓ 20 sales rep accounts
✓ Support within 1 hour (M-F)
Plus a one-time $99 set up fee
* All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.
Hearth is a technology company, which is licensed as a broker as may be required by state law. NMLS ID# 1628533 |NMLS Consumer Access. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. All insurance services are provided by Hearth Home Insurance Solutions, Inc. Hearth may be compensated by third-party advertisers.
Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. All loans subject to credit approval by Hearth’s lending partners. NMLS ID# 1628533