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Martha Stewart
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Grow your sales by giving customers more ways to pay

Loans for credit scores ranging from 540 to 850

Rates depend on your customer’s credit, income, indebtedness, and other factors.

Your customers can finance up to $100,000

Loans can be used for any home improvement project.

Loan terms ranging from 2 to 12 years

Give your customers the flexility to take on projects of many shapes and sizes.

Hear from our customers

Kendall H.
Contractor, K Double H
Cody K.
Contractor, JAGG Roofing
Joseph H.
Contractor, Hoosier Skylights


  • Loan request page with your company name and logo

  • Co-branded marketing materials to provide customers

  • Real-time updates on your customers’ loan status

  • Dedicated account manager to get you up and running fast

  • Easy-to-follow training materials to reference in the field

  • Rapid support for your customers


Keep every cent of every sale

Unlike other financing partners, you never have to pay Hearth a percent of your hard-earned sale. Hearth contractors increase sales without reducing profit margins.

One affordable subscription

• No Per Loan Fees
• FICOs from 540 to 850
• Competitive rates

Save 17%

$25 /mo

$300 billed annually

Hear from a happy homeowner

Latisha S.


How does Hearth work?

Hearth is easy to use. Immediately after selecting a subscription, you’ll be able to customize your co-branded loan request page and send it to customers (you can also pull up the page in front of customers). Our service works on any phone, tablet, or computer.

Your customer then completes one quick form and could be instantly pre-qualified by up to 9 loan providers. Checking rates on Hearth does not affect your customers’ credit score. Your customer can then decide whether to apply for a loan, which will affect their credit score like any loan application.

The loan application takes around 5 minutes, and if approved, your customer just has to verify their income. The money can be in your customer’s account in as soon as 24 hours.