Our plans

Invest in your business with Hearth

Essentials
$999
/year
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, or marketing tools.
  • Direct-lending financing marketplace with unlimited loans
  • Digital invoicing & payment collection
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Customer service support
  • Learn Center
See all  features
Arrow
Pro
$1299
/year
Includes Essentials
For businesses that want to capitalize on all of Hearth’s digital tools—financing, quotes, contracts, invoices, payments, and marketing. Comes with five accounts for your employees.
  • Digital quotes & contracts
  • Loan payments calculator
  • Financing status tracking
  • Automated payment reminders and payment tracking with Hearth Pay
  • QuickBooks integration with Hearth Pay
  • 5 employee accounts
  • Promotional web banners for your website
  • Learn Center
  • Dedicated Account Specialist
  • Add 0% intro APR credit card options available at $199/year
See all  features
Arrow
Elite
Starting $1799
/year
Includes Essentials + PRO PLANs
Includes all of Hearth’s digital tools plus 20 accounts for your employees to use Hearth to win more jobs and get paid faster.
  • Multiple brands & multiple locations
  • 20 employee accounts (more available for purchase)
  • Add 0% intro APR credit card options available at $199/year
See all  features
Arrow
Features by plan

Find the subscription that makes the most sense for you or your team

Essentials
$999
/year
For solo contractors who want to offer financing and collect digital payments. This plan does not include digital quotes, contracts, or marketing tools.
Pro
$1299
/year
For businesses that want to capitalize on all of Hearth’s digital tools—financing, quotes, contracts, invoices, payments, and marketing. Comes with five accounts for your employees.
Elite
from $1799
/year
Includes all of Hearth’s digital tools plus 20 accounts for your employees to use Hearth to win more jobs and get paid faster.
Direct-lending financing marketplace with unlimited loans
Check
Check
Check
Digital invoicing & payment collection
Check
Check
Check

Digital quotes & contracts

Check
Check
Check

Dedicated onboarding specialist

Check
Check
Check

Add 0% intro APR credit card options available at $199/year

Check
Check
Check

Loan payments calculator

Check
Check
Check

Mobile app

Check
Check
Check

Company-branded payment options page

Check
Check
Check

Downloadable marketing flyers

Check
Check
Check

Learn Center

Check
Check
Check

Customer service support

Check
Check
Check

Financing status tracking

Check
Check
Check

Automated payment reminders and payment tracking

Check
Check
Check

QuickBooks integration

Check
Check
Check

5 employee accounts

Check
Check
Check

Promotional web banners for your website

Check
Check
Check

Multiple brands & multiple locations

Check
Check
Check

20 employee accounts (more available for purchase)

Check
Check
Check
See all features
Back to main features
Arrow

Plus a one-time $99 set up fee for all plans.

Plus a one-time $99 set up fee for all plans.

Hearth vs. other home improvement financing tools

Finding the right financing tool for your business doesn't have to be a hassle. This chart shows you the key differences between Hearth and other options.
  • Hearth
  • Dealer fees
    No
  • Soft pull on customer credit
    Yes
  • FICO minimums
    550
  • Loan limit
    $250,000
  • Years in business requirement
    No
  • BBB Customer Reviews
    Stars
  • Additional features
    No
  • Dealer fees
  • Hearth
    No
  • Synchrony
    Yes
  • GreenSky*
    Yes
  • Service Finance
    Yes
  • Joist
    No
  • Enerbank
    Yes
  • Enhancify
    No
  • Payzer
    No
  • Soft pull on customer credit
  • Hearth
    Yes
  • Synchrony
    Yes
  • GreenSky*
    No
  • Service Finance
    Yes
  • Joist
    Yes
  • Enerbank
    No
  • Enhancify
    Yes
  • Payzer
    No
  • FICO minimums
  • Hearth
    550
  • Synchrony
    680
  • GreenSky*
    600
  • Service Finance
    600-680
  • Joist
    500
  • Enerbank
    680
  • Enhancify
    550
  • Payzer
    680
  • Loan limit
  • Hearth
    $250,000
  • Synchrony
    $35,000
  • GreenSky*
    $65,000
  • Service Finance
    $55,000
  • Joist
    $100,000
  • Enerbank
    $75,000
  • Enhancify
    $250,000
  • Payzer
    $100,000
  • Years in business requirement
  • Hearth
    None
  • Synchrony
    2
  • GreenSky*
    2
  • Service Finance
    2
  • Joist
    None
  • Enerbank
    3
  • Enhancify
    None
  • Payzer
    None
  • BBB Customer Reviews
  • Hearth
    Stars
  • Synchrony
    Stars
  • GreenSky*
    Stars
  • Service Finance
    Stars
  • Joist
    Stars
  • Enerbank
    Stars
  • Enhancify
    No reviews
  • Payzer
    No reviews
  • Additional features
  • Hearth
    Digital contracts, quotes, and payments
  • Synchrony
    None
  • GreenSky*
    None
  • Service Finance
    None
  • Joist
    Estimates, Invoices, Payments
  • Enerbank
    None
  • Enhancify
    None
  • Payzer
    Proposals, scheduling, dispatch, customer messaging, supplier integration, and invoices
Dealer fees
Soft pull on customer credit
FICO minimums
Loan limit
Years in business requirement
BBB Customer Reviews
Additional features
Hearth
No
Yes
550
$250,000
None
Stars
Digital contracts, quotes, and payments
Synchrony
Yes
Yes
680
$35,000
2
Stars
None
GreenSky*
Yes
No
600
$65,000
2
Stars
None
Service Finance
Yes
No
600-680
$55,000
2
Stars
None
Joist
No
Yes
500
$100,000
None
Stars
Estimates, Invoices, Payments
Enerbank
Yes
No
680
$75,000
3
Stars
None
Enhancify
No
Yes
550
$250,000
None
No reviews
None
Payzer
No
No
680
$100,000
None
No reviews
Proposals, scheduling, dispatch, customer messaging, supplier integration, and invoices
*Current government action alert from BBB.org
Data based on research conducted in March 2022.

Get Started Today

Stop letting deals slip through your fingers

Complete this form to get more information in your inbox.
Please enter your First Name
Please enter your Last Name
Please enter your Phone Number
Please enter your Email
Please enter your Company Name
This field is required
This field is required
This field is required
This field is required
  • I have read and consent to the Terms for Electronic Transactions, Signatures and Records; and I confirm I have read and agree to Hearth’s Privacy Policy and Terms of Use.
  • I electronically authorize Hearth to call or text me at the number I provide with information or offers. Message and data rates may apply.I understand consent is not required to purchase services from Hearth; instead, I may contact Hearth at 512-686-4141.
  • By clicking “Submit”, you expressly agree to the terms above.
Get started
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.