Get free, personalized advice and find savings in 2 minutes.
• Total requested financing in the past 7 days
Get recommendations in 3 easy steps
Tell us about your project, goals, and financing needs in a brief questionnaire
Look up your address to access personalized recommendations based on your home equity and financial goals.
We’ll rank financing options for you, explain how each is different, and tell you which rates and terms to expect.
The entire process is free, and takes just two minutes.
When should I finance my project?
You don’t have time to save
We recommend financing your home improvement project only if your project is time-sensitive. Otherwise you should try to save cash.
Your project will add value to your home
Many home improvement projects increase a home’s value. If your project could make you money, even after accounting for interest and fees, then you should consider financing.
You have a financial plan that has room for borrowing money
If you’ve carefully crafted a budget that has room for monthly payments on your remodel and putting away money for retirement, then you may want to finance your project.
You have a manageable amount of debt
If your household debt isn’t too high, then you may be able to find an affordable financing option for your project.
Considering a roof replacement or kitchen remodel?
Visit our project financing page to learn more about financing common home renovations.