Secure competitive loan financing rates for your renovation or repair project

See personalized rates without affecting your credit score.


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Benefits of our financing

Checking rates won’t affect your credit score

Funding in as little as 24 hours

Zero equity

Fixed monthly payments

Hearth, as seen on

Should I get a personal loan?

You need to remodel now

Personal loans release funding as soon as 24 hours after you apply. No long application process or hefty appraisal fees.

You don’t have home equity

Your remodel isn’t over when your bank says no. Personal loans have fixed rates and don’t require any home equity.

You are short on cash

Saving cash can take years, but personal loans release funding fast. These loans often have lower rates than cards.

How to secure financing at Hearth

Get rates in minutes

Our short, secure form takes only a few minutes. It’s free and won’t affect your credit score.

Review your options

Compare personalized rates from multiple lending partners to make sure you’re getting a great rate.

Choose your loan and start your project

Don’t wait on your dream home. Personal loans transfer funds into your bank account as soon as the next day.
Check my rates


3–12 year
repayment periods

Typically lower rates than credit cards

Zero equity

Our lending partners

Hearth Loan FAQs

How does Hearth compare to other lenders?
Is there a prepayment penalty?
What is the difference between a hard and soft inquiry?
Will this affect my credit score?
What information do I need to apply for a loan?
How much can I apply for?
Is collateral required?
How quickly can I get a home improvement loan?
Is a loan better than using a credit card?

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