Insurance solutions for home improvement contractors

Protect what's important. Our in-house insurance team can help you find the right coverage for your contracting business.

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Contractor installing shingles on the roof

Get the coverage you need to finish your construction projects

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Why choose us?

Hearth Insurance Solutions offers contractors industry-specific expertise, a commitment to long-term partnerships, and digital tools to speed up your insurance process.

Contractor repairing plumbing behind a wall

Our policy options

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General liability
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Workers compensation
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Commercial auto
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Umbrella coverage
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Surety bonds
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And many specialty needs
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From painting to electrical and everything in between, get the job you need done stress-free

Your business is your livelihood and a representation of your values and experience. You need to make sure you’re doing everything you can to protect it from accidents, unforeseen circumstances, and anything in between. Some cities, counties, and states require certain policies for your business, but making sure you’re covered means going past what’s required. Our team understands that insurance for contractors doesn’t have to be harder than it needs to be. 

How can we help?

Our insurance agents listen to your needs and help you find the perfect policies for your home improvement business including policies for:

  • general liability;
  • workers’ compensation;
  • commercial vehicles;
  • umbrella coverage;
  • and surety bonds.

Hearth can also help you find specialty insurance coverage for: 

  • general contracting;
  • roofing; 
  • HVAC; 
  • painting;
  • exteriors;
  • pools;
  • tree services;
  • landscaping;
  • electricians;
  • and more.

We help contractors across the country find competitive rates for the insurance policies they need to protect and secure what’s theirs. Hearth also invests in technology that adds value for our customers. 

The Hearth Insurance app gives you the power to generate your own certificates of insurance on the spot without having to wait for an agency or office to send you a copy. That means you can verify your insurance and get to work faster. 

Hearth Insurance FAQs

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Why do general contractors and home improvement pros need insurance?
What types of insurance policies apply to general contractors and home improvement pros?
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What is a bond?
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The coverage you need including liability, all-risk and more