Get paid faster and earn 1% cash back on eligible Hearth Debit Card transactions with Hearth Banking.

Why Pros Trust Hearth Banking

1% cash back

for all eligible Hearth Banking transactions*

0 wait

to access your cash through your Hearth Visa® Debit Card

1 business day

for ACH payments to be available in your account

How it Works in 3 simple steps

Apply for a banking account

Once accepted, your business will unlock faster payments and quick cash access.

Get paid faster

Send Hearth Invoices to your customers and collect payments that automatically transfer to your account: ACH payments in just one business day and credit/debit transactions in just two business days.

Earn 1% cash back

Get cash back on transactions made with your Hearth Visa® Debit Card.*

Easily manage your expenses

With Hearth Banking, you can track your incoming and outgoing cash easily in your Hearth dashboard. Check your recent transactions, transfer money from your other bank accounts, and manage your Hearth Debit Card all from one place.

Take payments from anywhere

Your customers can pay you from anywhere with Hearth. You just send them an invoice from the Hearth Mobile App and add digital payment collection.

Hearth is a financial technology company and is not a bank. Banking services provided by Blue Ridge Bank N.A.; Member FDIC. The Hearth Visa® Debit Card is issued by Blue Ridge Bank N.A. pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

*Subject to the Hearth Banking Promotional Program Terms and Conditions.
†A fee may be charged at a non-participating ATM

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