Keep your monthly payment low with a HELOC or home equity loan

Select your state to continue to explore home equity loans options.

Sorry, we aren't live in that state.

You may be able to find a personal loan, which lets you pay off your project without any home equity.

Learn more

Why HELOCs or home equity loans?

Low rates

HELOCs and home equity loans usually have lower rates than other financing options.

Long repayment periods

Spread out your payments over 15 to 30 years to avoid a large, one-time hit to your bank account.

Great for big projects

By using your home equity, you may be able to access more money than you could through any other option.

What’s the difference?


Home equity lines of credit let you tap into your home equity as needed. They have variable interest rates.

Home equity loans

Home equity loans give you a fixed amount of money, and you’ll pay the same amount every month.

I want a HELOC or home equity loan. How do I get one?


Submit an information request on LendingTree


Complete an application with the lender your prefer


If approved, accept your offer!

Learn more about home improvement financing

Introducing the ultimate guide to home improvement loans.