Why HELOCs or home equity loans?
HELOCs and home equity loans usually have lower rates than other financing options.
Long repayment periods
Spread out your payments over 15 to 30 years to avoid a large, one-time hit to your bank account.
Great for big projects
By using your home equity, you may be able to access more money than you could through any other option.
What’s the difference?
Home equity lines of credit let you tap into your home equity as needed. They have variable interest rates.
Home equity loans
Home equity loans give you a fixed amount of money, and you’ll pay the same amount every month.
I want a HELOC or home equity loan.
How do I get one?
Submit an information request on LendingTree
Complete an application with the lender your prefer
If approved, accept your offer!
Learn more about home improvement financing
Introducing the ultimate guide to home improvement loans.Read the guide