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“I‘ve already made $15,000 from my investment in Hearth.”

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Why contractors love Hearth

Competitive payment options

Help customers break projects into affordable monthly payments through our app or website.
  • Loans from $1,000 to $100,000
  • Terms from 2 to 12 years
  • FICO scores as low as 500
  • Rates as low as 4.99% APR

Higher profit margins

Keep 100% of your profits. Hearth does not charge any per-loan dealer fees.

Available for all contractors

Whether you’re an industry veteran or just starting out, we’d love to work with you. Any contractor can get started in 5 minutes.

Built for sales teams

Help sales reps offer financing by creating individual accounts for each rep. You can monitor progress across your entire sales organization.

Committed to your success

Our experts help you develop strategies to add financing to your sales process.

What experts are saying

“I can only imagine the possiblities if I had Hearth financing when I founded my company.”

Steve Weyl took Able Roofing from zero to $105 million in annual sales, making it the largest residential roofing company in the United States. Today, Steve is a nationally renowned sales coach. Here’s what he says about Hearth:

How it works

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1. Pick payment plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

2. Pre-qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 12 lending partners without affecting their credit score.

3. Get funded

Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.

Hearth has helped contractors finance millions in new jobs. Hear from a couple of our customers below:

“I used Hearth to get a $100,000 job.”

Hydier Builders used Hearth to get a $100,000 job and better serve their customers. Read more →

4 proven strategies to close sales with financing

Learn 4 strategies you can use to close more sales with financing. Read more →

“Financing helps me compete with the big guys”

Richard Stidham uses Hearth to win bids against bigger companies without lowering his prices. Read more →

Ready to give customers more ways to pay?