Why contractors love Hearth
Competitive payment optionsHelp customers break projects into affordable monthly payments through our app or website.
- Loans from $1,000 to $100,000
- Terms from 2 to 12 years
- FICO scores as low as 500
- Rates as low as 4.99% APR
Higher profit marginsKeep 100% of your profits. Hearth does not charge any per-loan dealer fees.
Available for all contractorsWhether you’re an industry veteran or just starting out, we’d love to work with you. Any contractor can get started in 5 minutes.
Built for sales teamsHelp sales reps offer financing by creating individual accounts for each rep. You can monitor progress across your entire sales organization.
Committed to your successOur experts help you develop strategies to add financing to your sales process.
What experts are saying
“I can only imagine the possiblities if I had Hearth financing when I founded my company.”Steve Weyl took Able Roofing from zero to $105 million in annual sales, making it the largest residential roofing company in the United States. Today, Steve is a nationally renowned sales coach. Here’s what he says about Hearth:
Built for every sales strategy
Know before you go
Why spend time with a customer who can’t afford to pay you? Use Hearth to pre-qualify customers before a visit and find out how much they can get.
Sell in the home
Use our mobile app, your website, or your loan request page to offer affordable payments right in the customer’s living room.
Close after the visit
Have customers complete a loan request after your visit. We’ll let you know if your customer receives financing options.
How it works
1. Pick payment plan
Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.
Customers complete a short online financing request and can get immediately pre-qualified by up to 12 lending partners without affecting their credit score.
3. Get funded
Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.