Stop letting deals slip through your fingers

Close more sales with easy affordable financing options, invoice and collect payments digitally

Not every customer has the cash up-front.

With Hearth, you get paid now and your customer pays over time.

Invoice and collect payments

Stop chasing checks, collect payments digitally and on the go.

$248 monthly payment is based on a loan principal of $12,500 over 60 months at an APR of 6.99%.

Grow your business and delight your customers

FACT: You’ll profit after closing just ONE extra job

We got set up on Hearth in minutes, and 3 days later, we funded a $2,500 skylight. The process was simple for us and our customers, and our account manager quickly answered our questions.

Joseph Harrell
Hoosier Skylights

We’ve been a Hearth customer for 2 weeks and have already sold 3 jobs with Hearth financing.

Tanner Moriarty
Ecosource Roofing & Solar

The care and attention that we received was beyond anything I expected. They took such good care of us like no other bank, credit union, or any other company has done in the past for us.

Latisha S.

Why contractors love Hearth

Competitive payment options

Help customers break projects into affordable monthly payments through our app or website.

• Loans from $1,000 to $250,000
• Terms from 2 to 12 years
• FICO scores as low as 550
• Rates as low as 4.99% APR
• Zero dealer fees

Get Paid Quickly

Invoice, track, and collect payments, all on the go with Hearth Pay

Designed for any contractor

Whether you’re an industry veteran or just starting out, we’d love to work with you. Any contractor can get started in 5 minutes.

Built for sales teams

Help sales reps productivity by creating individual accounts for each rep. You can monitor progress across your entire sales organization.

Committed to your success

Our experts help you develop strategies to enhance your sales process.

How it works

1. Pick payment plan

Contractors find customized payment plans for each customer. They can offer financing before an on-site visit, in the home, or as a follow-up.

2. Pre-qualify

Customers complete a short online financing request and can get immediately pre-qualified by up to 13 lending partners without affecting their credit score.

3. Get funded

Customers apply for their preferred loan option and if approved, receive funding in as few as 24 hours.

4. Get Paid

Get notified right when the customer receives their cash, send them an invoice via the Hearth App & get paid quickly

Get started today

Hearth Pricing

For emerging contractors
  • Hearth financing - Direct lending marketplace with unlimited loans
  • Hearth Pay* - Invoice & collect payments remotely**
  • One brand & one location
  • Mobile app
  • Company-branded payment options page
  • Downloadable marketing flyers
  • Customer service support (M-F)
Our most popular plan
  • Includes everything from Essentials
  • Digital contracts
  • Loan payments calculator
  • Financing status tracking
  • Automated payment reminders and payment tracking with Hearth Pay
  • QuickBooks integration with Hearth Pay
  • 5 employee accounts
  • Promotional web banners for your website
  • Learning center
  • Dedicated account specialist

Add 0% APR credit card options available at $199/year

Starting at:
For those that need a little more
  • Includes everything from Essentials + Pro
  • Multiple brands & multiple locations
  • 20 employee accounts (more available for purchase)

Add 0% APR credit card options available at $199/year

Plus a one-time $99 set up fee for all plans.

Ready to give customers more ways to pay?

Get started today »