Author: Sheila Olson

The Ultimate Guide to HELOCs and Home Equity Loans

The Ultimate Guide to HELOCs and Home Equity Loans

In this article, we’ll explain exactly what a home equity loan is, how they work, and the different types of loans you may be able to get—and we’ll also offer some concrete ways to help you decide if they really make sense for you and your personal financial picture right now. What is a home …

+ Read More

5 tips to close more sales this spring

5 tips to close more sales this spring

What’s the busiest season for home improvement projects? If you’re like most contractors, it’s spring. The weather is warmer, the days are longer, and homeowners are coming out of winter hibernation ready to make big changes around the house. If you want a bigger piece of the spring home improvement pie, now’s the time to …

+ Read More

How to finance kitchen cabinets

How to finance kitchen cabinets

If your kitchen’s looking tired, new or updated cabinets can wake it right up. Cabinetry is the most defining feature in your kitchen—it sets the tone for everything else in the room. If the cabinets are dull, your whole kitchen feels boring. Kitchens are such a focal point in the home, it’s no surprise that …

+ Read More

Your guide to home improvement loans with no equity

Your guide to home improvement loans with no equity

Home improvement loans can bridge the gap between your dream project and your bank balance—but with so many options today, it can be confusing to know which type of loan is right for you. Basically, you have three main financing tools to pay for a renovation project: Home equity loans or lines of credit, home …

+ Read More

FHA Mortgages 101

FHA Mortgages 101

Did you buy your home with an FHA mortgage? You’re in good company—about 25% of all home mortgages originating in 2017 were secured by the Federal Housing Administration (FHA). It’s a number that has steadily climbed in the years since the housing bubble. Prior to 2006, the height of the housing bubble, the FHA guaranteed …

+ Read More

Hard vs soft credit pulls: What’s the difference?

Hard vs soft credit pulls: What’s the difference?

You probably know that inquiries into your credit report, known as “credit pulls” in the industry, can negatively affect your credit score. What you may not know is that there’s more than one type of inquiry—and each impacts your credit differently. Here’s what you need to know about “hard” and “soft” credit pulls, who uses …

+ Read More

Introducing home improvement loans in Texas

Introducing home improvement loans in Texas

If everything’s bigger in Texas, the latest trends in home improvement projects in the state’s major cities definitely back that up. “Luxury” is the name of the game when it comes to the most popular home improvement projects in the state—think swanky master suite additions, rambling deck projects, high-end stone veneer siding, and upscale kitchen …

+ Read More

Answered: Your biggest questions about Fha 203(k) streamline loans

Answered: Your biggest questions about Fha 203(k) streamline loans

If you’re a homeowner who recently bought a fixer-upper or completed a home renovation, you may have heard about FHA 203(k) streamline loans, which are rapidly becoming more popular. Like all federal home mortgage programs, 203(k) loans have lots of unique rules and regulations you should know about as you consider your home renovation financing …

+ Read More

Stucco repair: Here’s what you need to know

Stucco repair: Here’s what you need to know

Despite its higher installation costs, stucco can be a great siding choice for homeowners. In addition to being extremely durable (if properly maintained, stucco can last 50 years or more), it lowers utility bills by keeping your home warmer in the winter and cooler in the summer. It’s also more fire resistant than other types …

+ Read More